Crypto CFD
What Is Crypto CFD Trading?
A crypto CFD is a contract for difference. You and the broker agree to settle the difference between the price when you open the position and the price when you close it. You never take delivery of the coin, so there is no wallet, no exchange withdrawal and no private key to safeguard.
That difference matters more than it sounds. Buying Bitcoin on an exchange gives you an asset you own and can hold for years. A crypto CFD gives you a position you can open in either direction, size to your account and close in seconds. They are two different tools for two different jobs, and the comparison below sets out which is which.
The Difference
Crypto CFDs Vs Buying Crypto On An Exchange
Two ways to access the crypto market — the same assets, fundamentally different instruments.
CFD
-
Ownership
You do not own the coin, so there is no asset ownership.
-
Wallets and Keys
No wallet or private keys are needed to trade crypto CFDs.
-
Going Short
Sell as easily as you buy, so a falling market is still tradeable.
-
Leverage
Use leverage on crypto CFDs to magnify both profit and loss.
-
What You Can Do With The Position
Trade, hedge, or close it, but never send, stake, or move it on-chain.
-
Costs
Pay the spread, plus financing when you hold past daily rollover.
-
Platform
Trade on MetaTrader 5, alongside other markets in one account.
Exchange
-
Ownership
You own the coin and it sits in your wallet or with the exchange.
-
Wallets and Keys
Manage a wallet, or trust the exchange to hold your coins for you.
-
Going Short
Usually buy-only unless the venue offers margin or derivatives.
-
Leverage
Usually fully funded, unless you choose to trade with margin.
-
What You Can Do With The Position
The coin is yours to transfer, spend or stake.
-
Costs
Pay trading, network, and withdrawal fees when moving coins.
-
Platform
Use a separate account and interface from the rest of your trading.
Know The Risks
When A Crypto CFD Is The Wrong Tool
If your intention is to buy Bitcoin and hold it for several years, a CFD is not the instrument for you – overnight financing makes long holding periods expensive , and you will not own anything at the end of it.
Crypto CFDs are built for shorter-horizon trading: taking a view on a move over hours, days or weeks, hedging existing exposure, or trading a falling market. Being clear about that up front saves you money.
Trading Flexibility
Why Trade Crypto CFDs
Trade crypto with the flexibility of one integrated trading account.
Trade both directions
Selling is as straightforward as buying. When a market turns, you are not restricted to sitting on the sidelines or selling out.
No wallet, no custody
No exchange account, wallet, or seed phrase needed. Your position stays in your MT5 account.
Leverage, used deliberately
Leverage lets you open larger positions with less margin. It increases exposure both ways, so size your position for crypto volatility.
One account, many markets
Crypto CFDs share one MT5 account with forex, metals, indices, commodities, and stock CFDs.
Markets
Crypto Markets You Can Trade
The instruments currently listed on site are BTC/USD, ETH/USD, XRP/USD and XLM/USD.
The largest and most widely traded cryptocurrency, and the one most likely to move the rest of the market with it. Usually the deepest liquidity of the crypto instruments on offer.
The second-largest by market capitalisation, and the settlement layer for a large part of the smart contract and tokenisation market. Often moves with Bitcoin, but not always at the same pace.
A payments-focused asset whose price is unusually sensitive to regulatory and legal developments as well as general crypto sentiment.
A smaller-cap payments network. Lower liquidity than BTC or ETH typically means wider spreads and sharper moves, so position size matters more here.
Trading Costs
What It Costs To Trade A Crypto CFD
Your cost on a crypto CFD comes from two places, and both are visible before you open the position.
The Spread
The difference between the bid and the ask. On a Standard account this is your only trading cost. On Raw and Pro accounts the spread is tighter and a commission per lot applies instead.
Overnight Financing
If you hold a position past the daily rollover, a financing charge applies. For cryptocurrencies the triple rollover falls on Thursday, so a position held through Thursday night is charged three days of financing rather than one. Islamic account variants are available without overnight financing charges, subject to holding-period conditions.
Key Conditions
Trading Conditions At A Glance
DB Investing provides more than product access—clients get the insights, resources, and market engagement they need to make informed decisions.
Trading Hours
Access Global Markets Around The Clock With 24/7 Trading Availability Designed To Keep You Connected To Market Opportunities.
Leverage And Margin
Maximum leverage on cryptocurrencies is 1:5. Dynamic leverage applies across the account, stepping down as total position size increases.
Spreads
Variable. Standard accounts from 1.0 pip with no commission; Raw and Pro accounts from 0.0 pips with a commission per lot per side.
Overnight Financing
Charged daily on open positions, with a triple charge applied on Thursdays for cryptocurrencies.
Minimum Deposit
From 50 USD on Standard and Raw accounts.
Risk Management
Managing Risk In A Volatile Market
Crypto moves further and faster than most markets DB Investing offers, and it can move hard while you are asleep. The tools below are on every position - the discipline is in using them before you need them, not after.
Stop-loss
Closes your position automatically at your chosen level, limiting losses on adverse moves
Take-profit
Closes your position at your target, protecting profits while you are away from the screen.
Pending orders
Set your entry price in advance instead of chasing a move that already happened.
Position sizing
Decide your acceptable loss before trading, then size the position to match that amount.
Stop-loss
Closes your position automatically at your chosen level, limiting losses on adverse moves
Take-profit
Closes your position at your target, protecting profits while you are away from the screen.
Pending orders
Set your entry price in advance instead of chasing a move that already happened.
Position sizing
Decide your acceptable loss before trading, then size the position to match that amount.
Platform & Tools
Built For Trading Crypto And Beyond
Crypto CFDs trade on MetaTrader 5 - the same platform, the same order types and the same charting you use for every other market in your account. MT5 is available on Windows, macOS, web browser, iOS and Android, so a position opened on the desktop can be managed from the phone.
Expert advisors are supported, so a strategy you have tested can run automatically within the risk limits you set. Multi-timeframe charting and the full MT5 indicator set are included on every account type.
Looking to spread risk beyond crypto?
Explore stock CFDs , or trade MENA and GCC listed companies through MENA stock CFDs - all from the same MT5 account.
Get Started
How To Start Trading Crypto
Learn how to trade Crypto CFDs with a straightforward process—from choosing the right crypto pair and setting your strategy to managing your trades with MT5.
Register
Open your DB Investing account online. It takes a few minutes.
Verify
Complete identity verification so your account can be funded and traded.
Fund
Deposit using your preferred payment method, from 50 USD on a Standard account.
Trade
Select your crypto instrument on MT5, set your stop-loss and take-profit, and place your first position.
For Beginners
New To Crypto Trading? Start Here
Essential guidance and disciplined principles to help you navigate crypto CFD markets with confidence.
Start on the demo account. Crypto is a poor market to learn platform mechanics in, because the mistakes are expensive.
Trade the smallest size the platform allows until your process is consistent, not just your results.
Set a stop-loss on every position before you open it, not after the market has moved.
Understand what leverage does to a 10% move before you use it. On a volatile instrument, that move is an ordinary day.
Decide in advance what you will do if the trade goes against you. Deciding in the moment rarely goes well.
FAQ
Frequently Asked Questions
Find answers to the most common questions about DB Investing crypto trading.
With DB Investing you trade cryptocurrency as a CFD. You take a position on whether the price of an instrument such as BTC/USD will rise or fall, and the difference between your opening and closing price is settled in your account. You do not buy or own the coin itself.
On an exchange you buy the coin and own it, which means a wallet, private keys and usually a buy-only position. With DB Investing you trade a CFD on the price - no wallet, no custody, and you can go short as easily as you go long. See the comparison section above for the full breakdown.
No. Because you never take delivery of the coin, there is no wallet to set up and no private key to protect.
There is no honest answer that applies to everyone. Crypto CFDs are leveraged products, prices are volatile, and losses can accumulate quickly. Whether any individual trader makes money depends on their strategy, their risk management and market conditions. Past performance does not guarantee future results.
You can trade major cryptocurrencies including BTC/USD (Bitcoin), ETH/USD (Ethereum), XRP/USD (Ripple), and XLM/USD (Stellar Lumens) directly against the US Dollar on MT5.
Crypto CFD markets are open 24 hours a day, 7 days a week on DB Investing, allowing you to trade weekend price movements without interruption.
Open a free demo account first. Learn how order types, lot sizes and leverage behave on live prices without risking money, then move to a live account with small positions once your process is consistent.
Start Trading Crypto CFDs On MT5.
Open a live MT5 account to trade Bitcoin, Ethereum, XRP and Stellar as CFDs - long or short, no wallet required - or start with a free demo account and practise on live prices before you risk money.