Introducing Real Interest: a new DB Investing reward that pays active traders 0.0219% per day on their eligible free cash balance — equivalent to 8% yearly — for every day they place a qualifying trade.

If you keep cash in your trading account between positions, that cash is doing nothing for you. Most brokers don't pay anything on it. A handful pay one or two per cent on idle balances — but only if you stop trading.

We took the opposite view. Real Interest is built around the simple idea that traders who are genuinely active in the markets should be rewarded for it, not penalised by being asked to choose between trading and earning.

Starting now, eligible DB Investing clients can earn an 8% annual rate on their qualifying free cash balance. This is calculated at 0.0219% daily and credited each day they execute a qualifying trade.

Trade today. Earn today. The credit is calculated and paid on the same day you trade — not at the end of the month, not at the end of the year.

What Real Interest actually pays

The mechanics are deliberately simple. You hold cash in your trading account, you place at least one qualifying trade on the day, and you receive a daily credit calculated on your eligible free cash balance.

If you don't place a qualifying trade on a given day, no credit is earned for that day. That's the whole rule.

A worked example

Take a client holding USD 10,000 of eligible free cash in their DB Investing trading account. On any day they place a qualifying trade, the daily credit is:

USD 10,000 × 0.0219% = USD 2.19 credited that day.

Trade every trading day in the month, and that's roughly USD 48 in credits. Trade every trading day across the year, and the annualised total works out to around 8% on the same balance.

Below are a few balance bands to give you a sense of scale. These are illustrative only — final credits depend on your eligibility, your actual trading days and the full campaign terms.

Why are we paying this from our own pocket

It's worth being clear on where the money comes from. Real Interest is funded entirely from DB Invest Limited's own corporate resources — commercial revenue and treasury income. Client funds are not pooled, lent, deployed or used in any way to fund campaign credits.

We're choosing to give back a share of what we earn from being an active broker to the clients who make us one. If you're trading with us every day, we'd rather you saw a daily return on the cash in your account than have it sit idle.

Real Interest is not a deposit, not a savings product, and not an investment service. It is a promotional credit paid by us to clients who actively trade with us.

Who qualifies

To receive the daily Real Interest credit, you need to meet five conditions:

• Hold at least USD 1,000 in eligible free cash in your DB Investing trading account.

• Place at least one qualifying trade on the same day for which the credit is calculated.

• Have a fully verified account in good standing — no restrictions, no compliance holds, no open disputes.

• Be located in a jurisdiction where DB Invest Limited is permitted to offer the campaign.

• Meet the full campaign terms and conditions.

A "qualifying trade" is a genuine trade placed in the relevant DB Investing account during market hours, in line with our platform records and product availability. Trades that are cancelled, reversed, abusive, manipulative, self-matching, wash, latency-driven or otherwise non-genuine do not count.

How to start

If you already trade with DB Investing, you may already be eligible. The simplest way to check is to use the five-question eligibility tool on the promotion page — it takes about twenty seconds and tells you straight away whether you qualify, what you'd earn, and how to activate the credit.

If you're new to DB Investing, you can open an account, fund it with USD 1,000 or more, and start trading — your eligibility kicks in the moment you place your first qualifying trade.

Check Eligibility Questionnaire

Read the full promotion details and terms on the DB Investing Real Interest promotion page